Home Insulation – Should you ‘do it Yourself’ or Use a Professional Contractor?
The Energy Saving Trust in the UK estimates that the average home can save several hundred pounds off its annual heating bills, and prevent the emission of over two tonnes of carbon dioxide into the atmosphere annually, by installing insulation throughout. Insulation is the single biggest measure you can take to cut the amount of energy you use in the home. Plus this will also make the average home more comfortable by making it warmer in winter, and cooler in summer. It’s no wonder that hundreds of thousands of people a year in the UK are getting their homes insulated.
When thinking about insulating your home you are immediately faced with the choice of employing a professional contractor to do it, or attempting a bit of DIY. At first the DIY option can appear tempting. For example, some types of insulation, such as loft insulation, are not normally technically difficult to fit. The materials are readily available in most DIY stores. Plus many people automatically think that DIY is going to be cheaper than employing a professional contractor, because with a contractor you are paying for their labour.
However, in many cases they will be wrong because using a professional contractor is either cheaper or roughly the same cost as DIY. This is because installing insulation in the UK is now heavily subsidised by gas and electricity suppliers, in order that they can meet their carbon emission targets set by the government. These subsidies are funded by the power companies regardless of household income, and currently amount to between 50 and 70% of the cost of having the insulation installed. This usually means that using a contractor becomes price competitive, or in many cases even cheaper, than DIY.
Plus if you receive certain benefits from the government in the UK, you can get your insulation installed by a professional contractor completely free. This is because the government tops up the grants from the energy companies with its own subsidies to cover the entire cost of the work.
As well as financial considerations, there are other reasons why employing a professional contractor can be attractive. Firstly, some types of insulation do require special technical expertise. For example, to install cavity wall insulation – filling the space between your outer walls with insulation material – requires special machinery, as well as training. You should always use a reputable contractor for this. Although not technically difficult, installing loft insulation is often still a challenging DIY job. The working conditions in a loft are often cramped and unpleasant. Employing someone else to go up there is in many cases a much more attractive option!
As well as the technical challenges, DIY can also have a number of safety issues. For example, the mineral wool that is commonly used to insulate lofts can be hazardous. It is extremely important to handle it with care, as it can severely irritate the throat and skin. You need to wear protective clothing, including face mask, safety goggles and gloves. You also need to make sure that you do not expose the living areas of the house to the material, either when you unpack it, or dispose of any waste material.
If you use a reputable contractor, you can be sure that these issues will be taken care of, with much less hassle for you. You also know that the job will be done to a good standard, because of their training and experience. In fact, cavity wall insulation carried out by professionals in the UK comes with a 25 year guarantee if they are registered with the Cavity Wall Guarantee Agency, which most reputable firms are.
Given all of these advantages, we recommend that most people use a professional contractor to get their home insulated. It’s generally competitive on cost or cheaper than DIY, safer, less hassle, and will be done to a high standard if you choose the right contractor. There are many reputable firms who can be accessed through the Internet They will offer you a free no-obligation survey, after which you get a quotation. They also give you access to the attractive grants and subsidies mentioned above. If you like what they tell you, then you can simply go ahead and get a date booked for the work, and look forward to a warmer home and lower heating bills.
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www.allconstrudevelop.com general and roofing contractors Please help to answer the question about roofing contractorAre you supposed to tip a roofing contractor?
I'm paying a roofing company $5000 to do my roof. Do you tip the guys on top of that? If so, how much?
About Author
Alex Perry -
About the Author:
Alex Perry is a founder of DownwithCO2.co.uk, which helps people save energy and money by using insulation
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July 14th, 2010 | by roofing contractor |
By Windstar on Jul 14, 2010
How about a Roofing/Building Material wholesale company? Outside sales position? His experience would really be beneficial to his customers. Or a technical support or trainer for a roofing manufacturer try the Metal & Asphalt Shingle manufacturers, if he was in the business he hopefully should have some contacts to reach out to. My best advice would be to network within the industry, and to be patient. Something should come along; but not without his local "industry" knowing he is out there and looking for an opportunity.
By adam0149 on Jul 14, 2010
Yes. Go to http://www.cslb.ca.gov/
By ttgl10 on Jul 14, 2010
In the world of remodeling, home improvement, or residential construction contracting; "great" and "cheap" do not usually go together.
A legitimate business needs to make a profit to stay in business. In order to stay in business over the long haul, the business must pay taxes, carry liability and worker's compensation insurance, and pay other normal operating expenses. This usually means that their prices are somewhat higher than the guy who works out of the back of his truck for cash.
Unfortunately, many homeowners make their buying decisions based on the cheapest price. They are often burned when an uninsured workman is hurt on their job and the only way to recover damages is to sue the homeowner. They are also frustrated when they can't find the contractor a year or two later for a warranty claim. In some cased, they are forced to pay for materials twice when a supplier files a lein against the homeowner's property because the "contractor" failed to pay for the material.
Contractor complaints like these will be among the top three types of complaints received by your state's Attorney General's Office (usually the division of Consumer Affairs). The only way you can assure that these problems do not befall you is to deal with reputable contractors.
My advice is to decide what brand and color shingles you want on your house before you contact roffing contractors for a price. This ensures that each is bidding based on the same criteria. At a minimum, I recommend screening contractors using the following criteria:
1) Make sure the contractor has been in business for at least ten years. This demonstrates in a very real way that the contractor is on the up and up.
2) Ask for, and check out references in your area. Previous customers will usually be very glad to tell you their experience with a contractor.
3) Insist that a contractor furnishes you with a Certificate of Insurance proving that they are covered by general liability and Worker's Compensation Insurance. The Certificate must be mailed to you by the contractor's insurance carrier because it is just too easy for a clever contractor to phoney up a copy.
4) Make sure that any warranty on workmanship is in writing. They will usually provide a separate manufacturer's warranty on materials.
5) Make sure that all of the details of the job are spelled out in writing in the contract.
6) Do not give a contractor more than a 10% downpayment when you sign the contract. Contractors who ask for more money "so they can buy materials" should send up an alarm that you shouldn't ignore. You can bet that a contractor who demands a large downpayment has no working capital and will soon be out of business. Do not pay the contractor the balance owed until the entire job is done to your satisfaction. Once they are paid in full, you lose all leverage in getting them back to finish up the job.
Keep in mind that this is a highly competitive business and a contractor who charges very high prices will not be in business very long. The prices from legitimate contractors will usually be very close if they are all bidding on exactly the same work.
I hope this information helps you make your decision.
Good luck with your roofing project.
By PrachiDesai36 on Jul 15, 2010
I found that asking my neighbors and friends who had roofing done to be the most reliable way!
Make sure they are insured. Small, one or two man companies often have the lowest prices but also are risky. Some of those might be excellent, but many don't know what they're doing because they do lots of things not just roofing, and they don't have as much equipment.
My next door neighbor liked his company, but he recommended not paying the entire amount up front. You can often get a deal by doing so, but he said you don't know for sure what you're getting until you've had a good rain. Even good companies occassionally need to fix their work. There was one spot they needed to fix and because he paid everything up front, the company was not in a hurry to come and fix that part.
I have also found that i can get great advice on which people to use for anything – roofing, plumbing, electrical, etc. – that the people at my local hardware store know who's really good and who isn't because they hear it all from their customers. But then, i'm in a small town and it's an independent hardware store. The people at the church also knew who was good and who wasn't because they had four buildings and had used lots of local contractors until they found ones that were great and they'd go back to them again and again, so you might try asking your church secretary for a recommendation, too.
By Chugga on Jul 16, 2010
By Independent_guy on Jul 16, 2010
I would say it seems high, but then I think everything is high and do it myself. In Ontario, a properly aligned roof would get a lot more sun on the south side and probably a lot more wind and cold on the north side and so it might be reasonable to only replace half. I am assuming that by half you mean one side from the peak down, not the lower half or upper half all the way around. Get some other bids and see. I would expect that half a roof would cost somewhat more than half the cost of the whole roof – no matter how much you take down and put up, you still have to bring trucks and equipment out and get set up and haul away.
By cbmtrx on Jul 17, 2010
i would not hire this contractor, could end up costing you more money in the long run
By Edita S. on Jul 17, 2010
Is this a trick question?
Or is it that you are just really bad at math?